Protect Yourself this Holiday Season.

As the festive season approaches, we find ourselves in full celebration mode, eagerly anticipating the joy of Christmas and the excitement of ringing in the New Year. It’s a time for gathering with friends, family, and colleagues to share laughter, create memories, and, often, toast the occasion with a drink. However, amidst the fun and festivities, it’s essential to be mindful of the risks associated with hosting events where alcohol is served.

Most standard liability policies, whether for homes or businesses, have exclusions or gaps when it comes to alcohol-related incidents. This means that if an injury or accident occurs as a result of alcohol consumption on your property, you could be left paying significant expenses out of pocket. For example, if a guest leaves your event intoxicated and causes a car accident, or if someone gets hurt due to impaired judgment, you could be held financially and legally responsible.

To avoid such costly surprises, investing in a Liquor Liability Event Policy is a wise choice. These specialized insurance policies are designed to protect hosts for claims arising due to alcohol-related incidents during their event. They cover a range of scenarios, including bodily injury, property damage, and legal defense costs.

Obtaining a Liquor Liability Policy is straightforward and can provide peace of mind during your celebrations. Whether you’re hosting a private holiday gathering at home or a larger corporate New Year’s party, this coverage ensures that the spirit of the season isn’t overshadowed by unexpected liabilities. As you plan your festivities, consider this crucial step to protect yourself and ensure your holiday cheer remains stress-free and joyful.

Jenny is a business insurance broker with Waypoint Insurance. She can be reached at 604-317-6755 or jhansen@waypoint.ca

Jenny Holly Hansen is a cohost with Chris Sturges of the Langley Impact Networking Group. You are welcome to join us on Thursday’s from 4pm to 6pm at:

Sidebar Bar and Grill: 100b - 20018 83A Avenue, Langley, BC V2Y 3R4

Jenny Holly Hansen is a cohost with Chris Sturges of the WRN News - Langley Edition.

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